Compare/Splitwise alternative

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The Splitwise alternative where your friends don’t need an account

Splitwise is the go-to for ongoing shared expenses. EZ Save is for the one-off dinner or weekend away: share a photo of the bill, split it, send everyone the summary. Free, and nobody has to sign up.

EZ Savevs Splitwise

TL;DR: the short version

FeatureEZ SaveSplitwise
What it isA private organizer with free bill splitting from a receipt photoAn expense-sharing app with running balances between friends, roommates and groups
Best forOne-off dinners, trips and weekends awayOngoing shared costs like rent, utilities and regular groups
Receipt photosFree: spots a bill in a photo you share and reads the total on your deviceReceipt scanning and itemization with Splitwise Pro
How splits workEvenly, by percentage or by custom amountsEqual or unequal splits, with default group splits in Pro
Do friends need the app?No. You send them the summary by messageSplitwise is account-based
PlatformsiPhone and iPad (bill splitting)Web, iPhone and Android
PriceBill splitting is freeFree plan; Pro removes limits and ads and adds receipt scanning

Or ask an AI to help you choose

Opens your assistant with this comparison, answered from both websites.

Full comparison

A Lake Weekend folder in EZ Save with three bill splits and a Settle up card
EZ Save keeps every kind of save in folders and sub-folders.

A one-off bill, or an ongoing tab?

Splitwise is built for running balances: everyone in a group adds expenses, and it keeps track of who owes whom over weeks or months. For housemates and regular travel groups, that is exactly right.

EZ Save is built for the moment the bill lands on the table. Share a photo of it to EZ Save, which spots that it looks like a bill, reads the total on your iPhone, and splits it evenly, by percentage or by custom amounts. Tick people off as they pay, or settle up several bills at once at the end of a trip.

Nobody has to sign up

With EZ Save, only you need the app. Your friends get the summary by message, so you’re not asking six people to download something to pay you back for a pizza.

Splitwise works best when everyone is on Splitwise, which is great for a group that splits things every week and a hurdle for a one-off dinner.

Receipts: totals vs items

Splitwise Pro scans a receipt and detects individual items so you can assign them to people. It also offers currency conversion, spending charts and, in the US, card transaction import.

EZ Save reads the total and splits that; it does not assign individual items or move money. In return the receipt stays filed in the trip folder with your bookings, photos and notes.

Who’s cheaper? 👀

EZ Save’s bill splitting is free for everyone on iPhone and iPad. Splitwise has a free plan; receipt scanning, itemization, unlimited expenses and an ad-free app are part of Splitwise Pro.

Not sure yet? Find what’s best for you

Pick EZ Save if…

  • You want to split one bill quickly without anyone signing up
  • You have a photo of the receipt and want it read for you, free
  • You want the receipt filed with the rest of the trip
  • You prefer splits evenly, by percentage or custom amounts
  • You’re on iPhone or iPad

Pick Splitwise if…

  • You share costs with the same people every week or month
  • You need individual receipt items assigned to people
  • You want running balances everyone in the group can see
  • You need currency conversion or spending charts
  • Your group uses Android or the web

Both are good apps. The best one is the one that matches how you save.

In-depth comparison: everything side by side

FeatureEZ SaveSplitwise
Splitting
Spots a bill in a photo you shareYes AutomaticallyPartly Receipt scanning with Pro
Reads the receipt on your deviceYesNot stated on its site
Split evenly, by percentage or custom amountsYesYes
Assign individual receipt itemsNo Splits the totalYes Itemization with Pro
Track who has paidYesYes
Settle up across several billsYesYes Running balances
Friends and accounts
Friends need the appNo You send them the summaryYes Account-based
Your accountNo account neededSplitwise account
Money and extras
Moves money between peopleNoYes Splitwise Pay and Card listed on its site
Card transaction importNoYes Pro, US only
Spending chartsNoYes Pro
Currency conversionNot a listed featureYes Pro
Beyond bills
Receipt filed with the trip’s bookings, photos and notesYesNo
Save links, photos, videos, files and notesYesNo
Where your data livesYour own iCloud, encrypted on your deviceSplitwise’s servers
Platforms
iPhone and iPadYesYes
AndroidNo Bill splitting is iPhone and iPad only for nowYes
WebNoYes
Pricing
Bill splittingFreeFree plan with limits
Receipt scanningFreeSplitwise Pro
AdsFree version shows ads; Pro removes themFree version has ads; Pro is ad-free

Splitwise details come from its own website, checked on October 20, 2026, and may have changed. “Not listed” means we couldn’t find it on their site, not that it doesn’t exist. Spotted something out of date? Email development@digitalsauce.io and we’ll fix it.

Frequently asked questions

Is EZ Save a good Splitwise alternative?
For one-off bills, yes: share a photo of the receipt, EZ Save reads the total on your device and splits it evenly, by percentage or by custom amounts, and your friends don’t need the app. For ongoing balances with the same group, Splitwise is the better tool.
Do my friends need to download EZ Save?
No. Only you need EZ Save. You send everyone their share as a summary by message.
Is bill splitting in EZ Save free?
Yes. Bill splitting is free for everyone on iPhone and iPad. It is not on Android or Mac yet.
Can EZ Save split individual items on a receipt?
No. EZ Save reads the total and splits it evenly, by percentage or by custom amounts. It does not assign individual items to people or move money.

Everything you save, in one private place

Links, photos, videos, files and notes in folders and sub-folders, stored in your own iCloud. Free to start.